Automatic Income Method

That is specialized in those which put money into individual stocks. I has shared along the ways I have tried personally over the years to pick out stocks that I have found being consistently profitable in actual trading. I like to use a combination of fundamental and technical analysis for selecting stocks. My experience has demonstrated that successful stock selection involves two steps:


1. Select a stock while using fundamental analysis presented then
2. Confirm how the stock is surely an uptrend as indicated by the 50-Day Exponential Moving Average Line (EMA) being above the 100-Day EMA

This two-step process increases the odds how the stock you select will probably be profitable. It now offers a signal to offer options containing not performed as expected if it’s 50-Day EMA drops below its 100-Day EMA. It is another useful method for selecting stocks for covered call writing, a different type of strategy.

Fundamental Analysis

Fundamental analysis may be the study of economic data for example earnings, dividends and funds flow, which influence the pricing of securities. I use fundamental analysis to assist select securities for future price appreciation. Over the years I have tried personally many methods for measuring a company’s rate of growth so that they can predict its stock’s future price performance. I have used methods for example earnings growth and return on equity. I have found that these methods are not always reliable or predictive.

Earning Growth
As an example, corporate net profits are subject to vague bookkeeping practices for example depreciation, earnings, inventory adjustment and reserves. These are typical subject to interpretation by accountants. Today more than ever before, corporations are under increasing pressure to get over analyst’s earnings estimates which results in more aggressive accounting interpretations. Some corporations take special “one time” write-offs on his or her balance sheet for things such as failed mergers or acquisitions, restructuring, unprofitable divisions, failed product, etc. Many times these write-offs are not reflected as a continue earnings growth but rather arrive as a footnote over a financial report. These “one time” write-offs occur with additional frequency than you might expect. Many companies which constitute the Dow Jones Industrial Average have such write-offs.

Return on Equity
One other popular indicator, which I have found just isn’t necessarily predictive of stock price appreciation, is return on equity (ROE). Conventional wisdom correlates an increased return on equity with successful corporate management that is maximizing shareholder value (the greater the ROE the better).

Which company is a bit more successful?
Coca-Cola (KO) with a Return on Equity of 46% or
Merrill Lynch (MER) with a Return on Equity of 18%

The reply is Merrill Lynch by any measure. But Coca-Cola features a much higher ROE. How is that this possible?

Return on equity is calculated by dividing a company’s net profit by stockholder’s equity. Coca-Cola is really over valued the reason is stockholder’s equity is only comparable to about 5% with the total rate with the company. The stockholder equity is really small that almost any amount of net profit will create a favorable ROE.

Merrill Lynch alternatively, has stockholder’s equity comparable to 42% with the rate with the company and requirements a greater net profit figure to produce a comparable ROE. My point is always that ROE won’t compare apples to apples so therefore is not a good relative indicator in comparing company performance.
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