Stock Choice

This really is focused on those who would like to spend money on individual stocks. I has shared along the ways I have used through the years to pick out stocks which i have realized to get consistently profitable in actual trading. I prefer to utilize a combination of fundamental and technical analysis for choosing stocks. My experience indicates that successful stock selection involves two steps:


1. Select a standard while using fundamental analysis presented then
2. Confirm the stock can be an uptrend as indicated by the 50-Day Exponential Moving Average Line (EMA) being across the 100-Day EMA

This two-step process boosts the odds the stock you choose is going to be profitable. It offers a sign to market options which has not performed not surprisingly if it’s 50-Day EMA drops below its 100-Day EMA. It is another useful method for selecting stocks for covered call writing, a different type of strategy.

Fundamental Analysis

Fundamental analysis may be the study of economic data like earnings, dividends and funds flow, which influence the pricing of securities. I use fundamental analysis to help you select securities for future price appreciation. Over the years I have used many strategies to measuring a company’s growth rate in an attempt to predict its stock’s future price performance. I have used methods like earnings growth and return on equity. I have realized that these methods usually are not always reliable or predictive.

Earning Growth
By way of example, corporate net profits are at the mercy of vague bookkeeping practices like depreciation, cashflow, inventory adjustment and reserves. These are all at the mercy of interpretation by accountants. Today more than ever, corporations are under increasing pressure to get over analyst’s earnings estimates which leads to more aggressive accounting interpretations. Some corporations take special “one time” write-offs on their own balance sheet for things like failed mergers or acquisitions, restructuring, unprofitable divisions, failed product, etc. Many times these write-offs usually are not reflected as being a continue earnings growth but alternatively make an appearance as being a footnote on the financial report. These “one time” write-offs occur with additional frequency than you could possibly expect. Many firms that constitute the Dow Jones Industrial Average took such write-offs.

Return on Equity
One other indicator, which has been found just isn’t necessarily predictive of stock price appreciation, is return on equity (ROE). Conventional wisdom correlates an increased return on equity with successful corporate management that’s maximizing shareholder value (the better the ROE the better).

Which company is more successful?
Coca-Cola (KO) using a Return on Equity of 46% or
Merrill Lynch (MER) using a Return on Equity of 18%

The answer is Merrill Lynch by measure. But Coca-Cola carries a much higher ROE. How is possible?

Return on equity is calculated by dividing a company’s post tax profit by stockholder’s equity. Coca-Cola is really over valued that it is stockholder’s equity is only comparable to about 5% of the total monatary amount of the company. The stockholder equity is really small that nearly any amount of post tax profit will make a favorable ROE.

Merrill Lynch on the other hand, has stockholder’s equity comparable to 42% of the monatary amount of the company and requires a greater post tax profit figure to create a comparable ROE. My point is always that ROE doesn’t compare apples to apples then is not an good relative indicator in comparing company performance.
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